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EZ SAVINGS

CITIZENS PREFERRED MONEYFUND

CERTIFICATES OF DEPOSIT

INDIVIDUAL RETIREMENT ACCOUNTS

Minimum Opening Balance

$100

$2,500*

$100

$100

Withdrawals Allowed

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Interest

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(Flat)

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(Tiered)

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(Higher Rates)

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(Possible Tax Benefits**)


*No Monthly Fee when maintaining a $2,500 Minimum Daily Balance or when maintaining a $3,500 average daily collected balance ($15 Monthly Fee if Minimum Daily Balance falls below $2,500)

**Please consult a professional for advice applicable to your specific situation regarding IRA tax benefits. 

***Six withdrawals allowed per month (three by check - $15 per withdrawal after six). Withdrawals are limited by regulation. Continued excessive withdrawals may result in the conversion of the account to a non-interest bearing account.