Citizens Bank and American Trust Bank of East Tennessee to Merge

ELIZABETHTON, Tenn. — The respective Boards of Directors of Citizens Bank (Tri-Cities area) and American Trust Bank of East Tennessee (Knoxville area) have unanimously approved an agreement and plan of merger for the two East Tennessee banks. More

New Website Coming Soon!

Citizens Bank will be launching a new and improved website and mobile website. Watch for it next month!

Important Online Security Reminder!

Citizens Bank highly recommends that all customers using Bank-By-Net online banking download the Trusteer Rapport lightweight security software. Rapport is an additional layer of security to any anti-virus or security software you already use. If you have not already downloaded Trusteer, click the following link and download it today! More

Check out our Mobile Banking page!

See the new EZ Deposit Mobile video and discover all of our other mobile banking offers! More

BIG PLANS for your business?

Citizens Bank can meet all your financial needs. From FREE Checking to Customized Business Checking, there’s an account for you — no matter what size company you have. Call 423-952-2265 about your BIG plans and take advantage of our current Business Banking offers! More

It's a Great Time to Refinance

It's a great time to refinance your home. With mortgage rates still low, Citizens Bank can help you find the perfect rate, term and financing options to fit your budget. Let one of our local lenders help you lower your monthly house payment. More

Bank Owned Property for Sale

Commercial Properties

Citizens Bank Mortgage Loan Originators

Click here for list of our mortgage loan originators and registration numbers of the Nationwide Mortgage Licensing System & Registry. Link here to the NMLS consumer access website. More