Make your cash reserves work for you with a Business Savings Account from Citizens Bank.
We offer two options for optimizing your liquid assets with competitive interest rates and seamless integration with our suite of digital banking tools. Plus, when you bank with Citizens Bank, you’ve always got someone in your corner. We’ve been supporting the growth goals businesses across Tennessee for more than 85 years, and we’re proud to continue that tradition of fast and friendly service.
Level up your business with a savings account that works for you:
Earn interest with a low minimum balance
No Monthly Fee with a $100 Minimum Daily Balance1
Earn Daily Simple Interest that is Paid Quarterly
Six Withdrawals Per Quarter at No Charge2
Bank-By-Net Online Banking
1 A service charge fee of $10.00 will be imposed every statement cycle if the balance in the account falls below $100.00 any day of the cycle.
2 Withdrawals are limited by regulation. A service charge fee of $2 will be charged for each debit transaction (withdrawal, transfer or payment out this account) in excess of 6 per quarter. Continued excessive withdrawals may result in conversion of the account to an eligible account.
Gain access to higher interest rates on higher balances while maintaining liquidity and easy mobile oversight.
No Monthly Fee with a $2,500 Minimum Daily Balance1
Tiered Interest Levels Pay Higher Interest for Higher Deposits (daily simple interest paid monthly on collected balances)
Bank-By-Net Online Banking
Six Withdrawals Per Month2
1 A service charge fee of $15.00 will be imposed every statement cycle if the balance in the account falls below $2,500.00 any day of the cycle.
2 Withdrawals are limited by regulation. A service charge fee of $10 will be charged for each debit transaction (withdrawal, transfer or payment out this account) in excess of 6 per month. Continued excessive withdrawals may result in conversion of the account to an eligible account.
Click here for important information regarding the opening of new business accounts.
NOTICE - UNLAWFUL INTERNET GAMBLING ENFORCEMENT ACT OF 2006
This notification is provided pursuant to the Unlawful Internet Gambling Enforcement Act of 2006 which Citizens Bank is required to enforce. The Act prohibits any person engaged in the business of betting or wagering, or any other commercial customers, from knowingly accepting deposits or other credits or payments of any kind in connection with the participation in unlawful Internet gambling. As an accountholder, these restricted transactions are prohibited from being processed through the account or relationship with us. If you engage in an Internet gambling business and open an account with us, we must ask that you provide evidence of legal authority to engage in the Internet gambling business. Additionally, you must agree to tell us if your account is ever used in connection with Internet gambling, even if you believe that the gambling is legal. If you don't notify the bank, we may deny further access to various payment methods or close your account.