Want to save for that vacation, new car or other goal?
Open a savings account with an automatic savings option to get started!
- Minimum opening deposit — $100
- Interest compounded quarterly and paid quarterly
- $10 quarterly fee if balance falls below $100
- Six withdrawals allowed per quarter; if withdrawals exceed six, $2 per withdrawal‡
- Automatic Savings Options – just set it up and it happens!
-Recurring transfer that enroll at account opening or anytime by stopping by an office near you.
-Payroll direct deposit – have a portion of your paycheck automatically deposited to savings.
-Recurring transfer that you control in Bank-By-Net online banking.
Does earning money with a competitive interest rate structure sound pleasing?
Our Citizens Preferred Money Fund account offers great rates while still allowing you to make withdrawals on those same funds!
- Tiered Interest Rate Levels
- No Monthly Fee when maintaining a $2,500 Minimum Daily Balance or when maintaining a $3,500 average daily collected balance (A service charge fee of $15.00 will be imposed each monthly statement cycle if the minimum daily balance falls below $2,500.00 and the average daily collected balance falls below $3,500.00.)
- Six Withdrawals Allowed Per Month ($15 per withdrawal after six)‡
- Individual and spousal IRAs
- Flexible terms
- Money Market IRA - Interest rate tiers based on balance
- Minimum opening deposit requirements apply
- No set-up, maintenance or annual fee