the basics
Certificates of Deposit (CDS)
CDs give you the opportunity to keep your cash safe from loss of principal in an FDIC-insured deposit product while earning a higher interest rate. Click here for FDIC coverage calculator. We offer flexible terms and low minimum deposits.
Check out our competitive rates here.
Citizens Preferred Money Fund
Earn more when you save more. Citizens Bank’s personal money market accounts give you access to a competitive interest rate structure while still giving you 24/7 access to your funds.
Account Details
EZ Savings
Citizens Bank makes it easy to set aside cash for major purchases or unexpected expenses. Our EZ Savings Account comes with several recurring transfer options that can help you reach your savings targets faster.
account details
Individual Retirement Accounts (IRAs)
- Individual and Spousal IRAs
- Flexible terms
- Traditional IRAs
- Roth IRAs
- Education
- Minimum opening deposit requirements apply
- No set-up, maintenance or annual fee
intrafi Network Deposits
Access multimillion-dollar FDIC protection for your hard-earned cash reserves.
Secure additional protection for funds placed in demand deposit accounts and money market deposit accounts through the IntraFi Network Deposits CD Option (formerly CDARS®) or the IntraFi Network Deposits DDA-MMA Option (formerly ICS®) – both offered at our bank.
View Account Terms
Maximum Daily NSF Charge for Consumer Accounts $175.00
Mortgages
The perfect home and our mortgage rates:
Warm, welcoming and just the right fit. Unlock your dream home with an affordable rate.
