Citizens Bank offers a variety of Treasury Services and related business services to help businesses manage their funds more effectively. 

Our Treasury Services Account Officers can provide a custom proposal for your business.

With Citizens' Online Cash Manager Service for businesses, you can access your accounts on your schedule plus perform additional money management functions. Each user's access can be customized to match your business's requirements.

Remote Deposit Capture
No matter where you are, you can deposit checks electronically by scanning checks and making deposits to your account without leaving the office. Speed up collections and enjoy the convenience of making deposits 24/7 as well as the efficiency of reducing check deposit preparation.
 
Mobile Remote Deposit Capture
Do you need the ability to deposit checks when away from the office?  Through a downloadable application, you can turn your smart phone into a deposit making device.  Snap a picture of the front and back, then submit.   
Citizens Bank uses the latest technology to combat fraudulent transactions for all customers. Use the Positive Pay feature to upload your accounts payable check file to the bank and protect your business from unauthorized or stolen checks.
Citizens Bank helps businesses of every size with payment processing products and services to meet every debit/credit card processing need.  
Sweep Accounts - Maximize your money's earning potential with a sweep account. Invest excess funds, pay down a credit line, or cover account overdrafts with automatic transfers from a sweep account.†
Zero Balance Accounts - If you're managing several business accounts, you can improve cash flow and simplify account reconciliation with a Zero Balance Account.  Funds from a master account may be transferred to disbursement accounts as checks clear or debits are presented. †
Cash Concentration - Get your money working for you sooner.  Your account balances outside the east Tennessee area can be electronically transferred into your Citizens Bank account.
Citizens Bank Visa® Business Credit Card offers a great choice for your business, with convenient money management tools and worldwide acceptance. 
Apply today for the most trusted, secure and convenient credit card for your business.  
Expedite the collection of your company's receivables with electronic payment draft services.
Efficiently distribute funds with electronic disbursements including Wire Transfers, Direct Deposits, and Tax Payments.
Upload Account Reconciliation files to your computer to more efficiently handle accounting functions and reconciling bank statements.

Would you like to access multi-million-dollar FDIC protection on your deposits? You can on deposits placed in demand deposit accounts and money market deposit accounts through Insured Cash Sweep®, and in CDs through CDARS®—both offered at our bank. (Limits, terms, and conditions apply.) To learn more, contact us.  

Insured Cash Sweep and CDARS are registered service marks of Promontory Interfinancial Network, LLC.

 (ICS Savings Option Only & CDARS)

 Would you like to access multi-million-dollar FDIC protection on your deposits? You can on deposits placed in money market deposit accounts through Insured Cash Sweep® and in CDs through CDARS®—both offered at our bank. (Limits, terms, and conditions apply.) To learn more, contact us.

 Insured Cash Sweep and CDARS are registered service marks of Promontory Interfinancial Network, LLC.

 (ICS Demand Option Only & CDARS)

 Would you like to access multi-million-dollar FDIC protection on your deposits? You can on deposits placed in demand deposit accounts through Insured Cash Sweep® and in CDs through CDARS®—both offered at our bank. (Limits, terms, and conditions apply.) To learn more, contact us.

Insured Cash Sweep and CDARS are registered service marks of Promontory Interfinancial Network, LLC.

† Sweep and Zero Balance Accounts subject to eligibility and bank approval
 
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