Citizens Bank offers a variety of Treasury Services and related business services to help businesses manage their funds more effectively. 

Our Treasury Services Account Officers can provide a custom proposal for your business.

With Citizens' Online Cash Manager Service for businesses, you can access your accounts on your schedule plus perform additional money management functions. Each user's access can be customized to match your business's requirements.

No matter where you are, you can deposit checks electronically by scanning checks and making deposits to your account without leaving the office. Speed up collections and enjoy the convenience of making deposits 24/7 as well as the efficiency of reducing check deposit preparation.
Citizens Bank uses the latest technology to combat fraudulent transactions for all customers. Use the Positive Pay feature to upload your accounts payable check file to the bank and protect your business from unauthorized or stolen checks.
Maximize your money's earning potential with a sweep account. Invest excess funds, pay down a credit line, or cover account overdrafts with automatic transfers from a sweep account.†
If you're managing several business accounts, you can improve cash flow and simplify account reconciliation with a Zero Balance Account. Funds from a master account may be transferred to disbursement accounts as checks clear or debits are presented.†
Expedite the collection of your company's receivables with electronic payment draft services.
Efficiently distribute funds with electronic disbursements including Wire Transfers, Direct Deposits, and Tax Payments.
Upload Account Reconciliation files to your computer to more efficiently handle accounting functions and reconciling bank statements.
Get your money working for you sooner. Your account balances outside the East Tennessee area can be electronically transferred into your Citizens Bank checking account.
† Sweep and Zero Balance Accounts subject to eligibility and bank approval