• Stocks & Options 
  • Annuities & Life Insurance – Fixed and Variable 
  • Bonds
  • Mutual Funds 
  • Unit Investment Trusts 


  • Retirement Accounts 
  • Financial Planning & Portfolio Development 
  • Asset Management Services 
  • Research provided by Standard & Poors, Value Line, Credit Suisse and Raymond James 
  • Life, Health and Long-term Care Insurance Services 
  • Corporate & Public Finance 

For more information visit our website or email us at .

Citizens Investment Services offers products through Raymond James Financial Services, Inc. member FINRA/SIPC, Inc., one of the nation's largest brokerage firms and a provider of investment services for community banks nationwide.