Move your business forward with an interest-earning account at Citizens Bank.

We offer our commercial clients a range of checking, savings, and money market accounts as well as CDs with competitive interest rates to maximize earnings on cash reserves. With our convenient online and mobile banking interfaces, business operators can oversee their accounts from the office or on the go. Plus, our friendly local experts are always ready to lend a helping hand.

Open an Account Online in Minutes

Whether you’re a new or existing business customer, it’s easy to open an interest-bearing account online. Or, feel free to stop by a nearby branch and speak to one of our team members.

Checking & Savings

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MINIMUM BALANCE APY*
Business Money Fund & Business Sweep $500,000+ 4.00%

$250,000 - $499,999.99 3.50%

$100,000 - $249,999.99 3.50%

$50,000 - $99,999.99 2.00%

$25,000 - $49,999.99 1.50%

$10,000 - $24,999.99 1.00%

$2,500 - $9,999.99 0.50%

$0 - $2,499.99 0.00%
Business Interest Checking $50,000+
0.35%

$25,000 - $49,999.99
0.30%

$10,000 - $24,999.99
0.25%

$5,000 - $9,999.99
0.15%

$0 - $4,999.99 0.00%
Business Savings $100 0.30%

*Annual Percentage Yield (APY) effective July 31, 2023. Fees May Reduce Earnings. Rates are variable and subject to change.