- Bristol - Brooke Tittle at 423-989-4428
- Kingsport / Bristol - Aaron Brooks at 423-230-4307
- Kingsport / Johnson City - David Mowell at 423-230-4304
- Johnson City - Ford Davis at 423-610-3006
- Knoxville - Nick Jackson at 865-824-5739
- Knoxville - Mark Bryan at 865-824-5749
- Knoxville - Tony Carasso at 865-824-5744
- Knoxville - Lance Markham at 865-824-5715
- Knoxville - Andrew Ford at 865-824-5747
- Lenoir City - Sonya Ford at 865-824-5735
Power up your small business with a loan from Citizens Bank – the top commercial lender in Tennessee.
Our commercial lenders are experienced professionals who can help you select the best financing options for the unique needs of your business. Whether you’re looking to keep cash flowing, hire staff, build up inventory, purchase new equipment, invest in owner-occupied real estate, or something else, we can help support your goals with competitive rates and personalized service.
Through Citizens Bank’s SBA and USDA lending division, Acclivity1, we have lending solutions for entrepreneurs like you.
Acclivity has become a leading small business lender in Tennessee and is recognized as a nationwide preferred lender with the U.S. Small Business Administration. Acclivity’s lenders have more than 150 years of combined experience and can connect you with the financing options, payment terms, and amortizations that make sense for you.
Loan options include:
- Small Loan Advantage Program
- Working Capital
- Inventory Loans
- Business Expansion or Acquisition
- Owner Occupied Real Estate
- Equipment Loans
- USDA Rural Area Loans
- Businesses qualifying under certain SBA requirements are eligible for 7a and 504 loan programs.
- Loan amounts start at $100,000 and up with terms of up to 25 years through the SBA program and up to 30 years through the USDA Business and Industry (B&I) program.
For loan inquiries in East Tennessee, contact your local Citizens banker, complete the Contact Us form on this site, or call (423) 543-2265 and ask about SBA loans. For national loan inquiries, visit www.acclivityfinancial.com or call (910) 584-4894.
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Our small business focus allows us to truly understand your specific needs and serve as a trusted partner.
Loan options include:
- Real Estate
- Expansions
- Working Capital
- Equipment Purchases
- Lines of Credit
- Business Credit Cards
- Businesses qualifying under certain SBA requirements are eligible for 7a and 504 loan programs.
- Loan amounts start at $100,000 and up with terms of up to 25 years through the SBA program and up to 30 years through the USDA Business and Industry (B&I) program.
Click here for important information regarding the opening of new business accounts.