
WHO IS ACCLIVITY FINANCIAL?
Acclivity Financial, a subsidiary of Citizens Bank, is a nationwide small business lender that specializes in government guaranteed loans offered through the U.S. Small Business Administration (“SBA”) and U.S. Department of Agriculture (“USDA”). Acclivity Financial was created to support Citizens Bank’s commitment to serving small & rural businesses, both of which are vitally important to our national economy and possibly even more so to our local communities. Acclivity Financial's primary focus is extending credit to these businesses, traditionally underserved by financial institutions, through Citizens Bank’s participation in the SBA 7(a) and USDA Business & Industry (“B&I”) loan programs. As an SBA Preferred Lender, Citizens Bank, through its dedicated small business lending team at Acclivity Financial, has become one of the top SBA lenders in the nation.
OUR MISSION
Acclivity Financial provides a streamlined and simple approach to Small Business Loans. With an experienced team of seasoned underwriters, processors, and closers, we work closely with you to expedite the process while maintaining the highest level of customer service.
WHY CHOOSE US?
Our team brings over 500 years of combined SBA lending experience, understanding small businesses' unique needs. We offer local service with a nationwide reach, supporting you wherever you are.

